Licensed in 27 statesFree one-hour discovery callFrisco, Texas

Terri Abellera Venture Elite Group

14 years in financial services

Why not put your money where the bank does?

If the wealthy does it, so can you.

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Free. No obligation. Licensed in 27 states.

Terri Abellera, smiling, in a red blazer and pearl necklace
Terri Abellera Financial Strategist

Four questions

Would you rather have your money taxed, or not taxed?

Would you rather give your hard-earned dollar to the government, or to your family and build a legacy?

Waiting costs you more than you can imagine.

Why not you, and why not now?

Book a free discovery call
Twenty dollars in my pocket, borrowed, the day I arrived from the Philippines.

I started with twenty borrowed dollars.

“When my husband and I met we had zero financial education. We know how to work hard and make money, but did not understand the strategies on why to keep it. I had $20 in my pocket — which I borrowed — and a beat up luggage, and ₱200,000 in debt when I arrived from the Philippines dreaming of a better life for me and my son.”

Years later, working in healthcare, I watched illness arrive too early for families who weren’t ready for it. That changed what I wanted to do with my life.

“We learned about financial literacy by becoming clients first. This is when I realized that my calling in teaching is not in classrooms but in making a difference in the lives of the many.”

Read my whole story

“The most important days in our lives is the day we are born and the day we figure out why.”

Terri Abellera

What I hear in first conversations

In my clients’ own words.

“I am worried that I will lose too much money at retirement age.”

So we look at what you’ve saved that is exposed to the market, and what doesn’t need to be.

“What if I don’t have enough money to live off with.”

Then we start with the number you actually need each month, and work back to what you can put in today.

“I am paying too much taxes.”

Where your money grows matters as much as how much you put in. I’ll show you the difference, in plain language.

Protection, retirement, legacy

How I help

I don’t start with a product. I start with what worries you, and work back to what fits your family.

About the question at the top of this page. Banks keep large amounts of their own money in cash-value life insurance. The idea I teach is that a family can use the same kind of tool: build it over time, and when life calls for money, borrow from what you’ve built instead of going to a bank.

  1. If you get sick or hurt too young

    Protection with living benefits: coverage you can draw on while you’re still here, if a serious illness or injury takes away your income.

    Your family isn’t choosing between your care and their future.

  2. If the market falls the year you retire

    Retirement money that sits outside the market, so what you’ve saved isn’t riding on one bad year.

    You plan around the date you choose, not the headlines.

  3. If taxes take more than they should

    Ways to let your money grow tax-advantaged, set up within the rules from the start.

    More of your hard-earned dollar goes to your family, not the government.

  4. If you’re not here to finish the plan

    A clear plan for what passes to your family, and how it reaches them.

    Your family inherits a legacy, not a list of questions.

  5. If your business depends on you

    Planning for the owner, and for the key people the business can’t run without, in case one of them can’t work or passes away.

    What you built keeps providing for the people who rely on it.

See how I help, in detail

Who I work with

Families like yours.

  • Parents

    Married, with an Occupation and Children, preferably Homeowners, Age 25 and up.

  • High-net-worth individuals

  • Small-to-medium business owners

Client stories

What it looked like for three of my clients.

$150,000 in coverage, with living benefits, for $162 a month.

An older client came to me three months after brain surgery, certain he would never qualify again.†

Two plans hers, then her husband’s.

A nurse of nearly 30 years, injured at work and barred from going back even after her own doctor cleared her. She wasn’t ready to retire and didn’t know where to start. I built her retirement plan with her, and then her husband’s.†

Three generations one family, all clients.

A business owner inherited an annuity from his father and refused to risk it in the market. Today his wife, all his daughters, and his grandchildren are my clients too.†

“Your knowledge and passion in helping us understand how finances work in our specific situation has been life changing.”

A client

Individual results vary. These are real client situations, shared to show the kind of work I do. They are not a promise or a prediction of your results. Coverage, eligibility and monthly commitments depend on your health, your age, and each carrier’s underwriting.

Read more client stories

Your first step

A free one-hour discovery call.

No charge. We’ll look at where your money sits today, and what you want it to do for your family.

“All I ask is keep me in your mind when you know of people like you who need my help.”

Book a free discovery call

Or write to me at terri@ventureelitegroup.com